1. Binding Agreement

These Terms of Service constitute a legally binding agreement between you and Mobikissi Money. By accessing our platform, you acknowledge that you have read, understood, and agreed to these terms in their entirety.

2. Nature of Service: Technology Provider

Mobikissi Money is a technology company and a software infrastructure provider. It is important to note that Mobikissi Money is not a bank, not a financial institution, and not a money transmitter. Our services are limited to providing the digital tools and software necessary for users to manage internal community balances and interactions within a closed-loop technological environment.

3. User Obligations and Account Security

Users are strictly responsible for maintaining the confidentiality of their account credentials. Any activity occurring under your account is your sole responsibility. You agree to use our platform only for lawful purposes and in accordance with the specific community guidelines established within your ecosystem.

4. Intellectual Property Rights

All software, algorithms, designs, logos, and trademarks displayed on this site are the exclusive property of Mobikissi Money. Unauthorized reproduction, modification, or distribution of our proprietary technology is strictly prohibited and protected by international intellectual property laws.